Loan with immediate payment – The providers in comparison

Loan with immediate payment – The providers in comparison

TackCredit with immediate payment

TackCredit with immediate payment

There are decisions in a person’s life that can not be delayed. Often these are financial transactions that can not wait long. This can be a forgotten bill, a particularly cheap offer that you just can not pass or the bill of the utility was once again too high and the money is missing. Whatever the reasons, the money has to be fast. Many consumers are financially overwhelmed with the situation and need a loan. If the total is relatively small, the established banks are having difficulty lending. That does not necessarily have to be the credit rating. For many financial institutions, the cost of a low loan amount is much too large. The other providers have discovered this for themselves and close this gap in the market, where they give a lightning loan with immediate payment, even with a low loan amount. What is there with a lightning loan?

The most important thing about the TackCredit in brief

The most important thing about the TackCredit in brief

  • Lightning loans can be paid out within 24 hours
  • A loan with immediate payment is often limited in the loan amount. You currently get between 50 – 10000 Euro
  • A lightning loan is also possible with private credit entry
  • serious lending providers do not charge any initial costs
  • Pay particular attention to a mini loan with immediate payment on additional fees. Mini loan providers charge high fees for fast payouts in cases
  • The loan request is completed within a few minutes. A short time later you will already be informed about the credit decision.

What is a lightning loan with immediate payment?

What is a lightning loan with immediate payment?

A flash loan with immediate payment is mainly given over the Internet. The payment will be made within 24 hours if the loan has been applied for as a lightning loan. Within a few minutes, customers receive an instant confirmation. The application is completely unbureaucratic. Experience has shown that a lightning loan with immediate payment actually works. This is also because the eligible banks have automated the loan application process. Already while the customer enters his data into an online form, the private credit check runs in the background. If the loan amount is not very high, then a TackCredit immediate payment can even succeed, despite private credit. Ultimately, however, decides the desired loan amount, whether a lightning loan is feasible or not. An amount of up to € 1000 will be paid within a few hours, if the conditions are met.

How does a lightning loan with immediate payment work?

How does a lightning loan with immediate payment work?

In order for the loan amount to be credited to the borrower’s account within 24 hours, this flash loan must be applied for until a certain time. In most cases, the limit is between 11:00 and 13:00. In addition, the bank must use the videoident method. If the bank still uses the Postident, then a fast payout can not be made. The postal service alone takes at least 24 hours. If the loan application is approved by the bank, the payment will be made on the same day, provided that a lightning loan has been chosen.

What are the requirements?

What are the requirements?

In order to get a lightning loan with immediate payment, the framework conditions at the borrower must be right. The applicant must be at least 18 years old and stay in Germany at all times. The permanent employment may no longer be in the probationary period. Self-employed and civil servants can also apply for this lightning loan. The accounts must guarantee repayment after all costs have been deducted. If there is even the slightest doubt that the bottom line is not enough, then a loan commitment will make it difficult.

There must also be no serious negative entries. These include:

  • Affidavits
  • personal bankruptcies
  • Garnishments of income
  • Several negative private credit entries.

If there are problems with the credit rating, then a TackCredit immediate payment is no longer possible despite private credit. In this case, a loan must be requested from a foreign bank. Until they have checked the submitted documents, pass a few days. The term until payment can take up to seven days.

What are the costs for a flash loan with immediate payment?

What are the costs for a flash loan with immediate payment?

The cost of a lightning loan with immediate payment depend on the respective provider. In addition to the interest charged for the flash transfer. The exact price information can be found on the pages of the provider. Basically, the borrower for a lightning loan deeper into the pocket, because there are additional fees. If a lightning transfer is not desired, this will reduce the cost.

What do I have to keep in mind so that the loan is paid out within 24 hours

What do I have to keep in mind so that the loan is paid out within 24 hours

With a lightning loan with Sofortüberweisung it depends on the speed. Meanwhile, these vendors use the new videoident method to verify the customer. For this, the customer needs a web-enabled PC, a fast and constant data connection and a webcam. With appropriate software, for example Skype, the documents and documents can be forwarded directly to the bank. The whole process has to be done within the given time of the bank. As a rule, these are between 11:00 and 13:00. At the weekend, the banks are not working. Therefore, a lightning transfer can be made again on Monday.

Who offers a lightning loan with immediate payment?

Who offers a lightning loan with immediate payment?

In total, there are five providers for a lightning loan with immediate payment.

The offer for a lightning loan with immediate payment is not long on the market. Accordingly, there are few providers. But the business model is very successful and there are likely to be more providers in the future.

TackCredit without private credit with immediate payment

TackCredit without private credit with immediate payment

A lightning loan without private credit with immediate payment is only available through Neofunding and Viloan. Other providers reject customers with a negative balance immediately. However, large sums of money can not be expected here, because negative private credit entries mean that the bank is always in greater risk.

Lightning loan with immediate payment for the unemployed?

Lightning loan with immediate payment for the unemployed?

Again, only Neofunding and Viloan are eligible. Basically, the banks do not give money to the unemployed. The reason is that social benefits are not counted as income. They are not attachable. If the loan amount is on a small scale, then those affected in Neofunding and Viloan still have a chance on a lightning loan.

For whom is a lightning loan with immediate payment worthwhile?

For whom is a lightning loan with immediate payment worthwhile?

A lightning loan with immediate payment is always worthwhile, if it is particularly urgent and no other options are open. Many may use the dispo to make up for a financial shortage. That saves at least the cost of a lightning loan. If the MRP is already exhausted up to the credit line, then a lightning loan must ago.

What about the hedge?

What about the hedge?

If a flash loan with immediate payment does not repay on time, then the dunning process does not differ from that of a conventional loan. In the worst case, a garnishment threatens the employer, if no agreement is reached. However, as most of the time these are low amounts of credit, the providers of these loans only take a small risk. Unlike some other forms of credit, borrowers do not have to take out any residual debt insurance.

Can this lightning loan also be used for debt rescheduling purposes?

Can this lightning loan also be used for debt rescheduling purposes?

If the sum is enough, certainly. As a rule, there is no question of the intended use. An account balance is possible as well as a premature payment of a installment payment contract or the purchase of a consumer good. The borrower must also be aware that the loan can be repaid. If there is any doubt, then it is time to refrain.

Conclusion about a lightning loan with immediate payment

Conclusion about a lightning loan with immediate payment

If the situation requires it and no other options are left open, then the instant payment lightning loan is a good thing. Only the costs can be argued. To the interest comes with a desired lightning transfer additional fees to the borrower. They can be pretty steep. But that should not prevent customers from even considering this possibility. Basically, the TackCredit is even cheaper than the interest incurred when using the Dispos.

The Internet has made possible much that was not thought of even a few years ago. No one has to go to a bank branch for a loan anymore. For the offers of direct banks are much too cheap. This also affects the types of credit, because a lightning loan had not existed in the form. Nevertheless, there is a small thing to complain about. This concerns the private credit.Today, unfortunately, it is already the case that a late-paid bill can cause a negative entry. The consumer is the victim, if he has otherwise nothing more can be guilty. Unfortunately, the banks refuse a loan even in trivial cases, even if only a small negative entry exists. This is exaggerated and completely covered. Fortunately, a lightning loan with immediate payment is handled a little looser.

Comments are closed.